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Read how home insurance experts are helping Gaddys, NC homeowners save money & get cheap home insurance.

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Each home insurance policy is distinct & we illustrate how some requirements influence rates in Gaddys

Makes your home insurance higher Makes your home insurance lower

$600 is your homeowners insurance for a property near E Mill St, S Watson St, Neptune Dr, N W Railroad Ave, W Chapel St

No of Vehicles Available1You are entitled to a car & home consolidation policy reduction of $210
Home value$138,000Costlier by $55,200 compared to a typical property in Gaddys
No of Bedrooms3301 (50.6%) properties in Gaddys have 3 bedrooms
Marital StatusNow marriedIn Gaddys, 430 (38.2%) folks have the status of "Now married"
Nearby agents : Agents, Inc. Dba Ai Insurance, 421 Maiden Ln. Ste 106, Fayetteville, NC

$260 is your homeowners insurance for a property near State Rd 2494, W Mill St, W Chapel St, Odessa Dr, Neptune Dr

Marital StatusNever marriedIn Gaddys, 520 (46.8%) individuals have the status of "Never married"
No of claims0Possibility of $80 rebate due to no previous claims
Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $30
No of Vehicles Available3Look for a car & home insurance consolidation rebate of $90
Nearby agents : Andy W Bleggi, 5069 Fayetteville Road, Lumberton, NC

$260 is your homeowners insurance for a property near W Chapel St, Odessa Dr, Peanut Dr, Robs Rd, State Rd 2494

No of Vehicles Available2 Due to potential car & homeowners policy bundle you are eligible for a $90 concession
Age2477 (5.9%) folks are between 22 - 24 years in Gaddys
No of claims2Your 2 past claims make your premium more expensive by $60
Credit ScoreFairSavings of $110 on your home insurance in Gaddys if you had Excellent credit
Nearby agents : Jaime Shannon, 4011 Sycamore Dairy Rd Ste 107, Fayetteville, NC

$140 is your homeowners insurance for a property near Neptune Dr, Odessa Dr, N W Railroad Ave, E Mill St, W Chapel St

No of claims0You qualify for a no claims rebate of $40
No of Bedrooms3In Gaddys, 301 (50.6%) houses have 3 bedrooms
Replacement Value$96,720Costlier by $13,128 compared to the median replacement cost of a house in Gaddys
Marital StatusWidowed100 (8.6%) people have the status of "Widowed" in Gaddys
Nearby agents : Michael Glick Agency Inc, 505A Atkinson Street, Laurinburg, NC

$280 is your homeowners insurance for a property near W Mill St, W Chapel St, Robs Rd, S Watson St, Odessa Dr

No of Bedrooms2In Gaddys, 141 (23.7%) homes have 2 bedrooms
Marital StatusSeparated"Separated" status is similar to that of 30 (2.1%) people in Gaddys
Age52In Gaddys 131 (10.0%) people are between 50 to 54 years
No of Vehicles Available4Look for an auto & home policy bundle discount of $100
Nearby agents : Michael Glick Agency Inc, 505 Atkinson St, Laurinburg, NC

$250 is your homeowners insurance for a property near Robs Rd, N W Railroad Ave, W Mill St, S Watson St, State Rd 2494

No of claims1$30 increase in rate because of 1 past claims
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will make your rate cheaper by $30
Replacement Value$116,510Costlier by $30,326 compared to the average replacement price of a property in Gaddys
Home Constructed Year194444 (7.4%) houses in Gaddys were constructed between 1940 and 1949
Nearby agents : Sherry L Cupstid, 112 W 3rd St, Pembroke, NC

$190 is your homeowners insurance for a property near Odessa Dr, Robs Rd, W Mill St, W Chapel St, Neptune Dr

Age7168 (5.2%) folks aged between 70 and 74 in Gaddys
Credit ScorePoor$50 costlier because your credit score is not great
Marital StatusMarried, spouse present"Married, spouse present" status is similar to that of 100 (8.6%) folks in Gaddys
Deductible$500- $1000 DeductibleYou save $20 by going for a $500- $1000 Deductible
Nearby agents : Morehead Insurance & Financial Services Inc, 318 S LAWRENCE ST, ROCKINGHAM, NC

$1120 is your homeowners insurance for a property near Peanut Dr, S Watson St, Odessa Dr, N W Railroad Ave, Neptune Dr

Home value$309,500Your home is $226,700 more than the usual cost in Gaddys
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) could make your rate cheaper by $120
No of claims2Your 2 previous claims make your rate more expensive by $230
Replacement Value$405,445Your replacement value is $327,037 above the median property in Gaddys
Nearby agents : Hometown Insurance Agency, Inc., 112 N Main St, Raeford, NC

$200 is your homeowners insurance for a property near Peanut Dr, Neptune Dr, W Chapel St, State Rd 2494, Odessa Dr

Replacement Value$96,600$16,248 costlier than the median property replacement value in Gaddys
Marital StatusNever married520 (46.8%) folks have the status of "Never married" in Gaddys
Home Constructed Year1934In Gaddys, 64 (10.8%) houses were made between 1920 and 1939
No of claims1$20 increase in rate because of 1 previous claims
Nearby agents : Mac Mcintyre Insurance Agency, Inc., 107 S. Railroad Street, Rowland, NC

$460 is your homeowners insurance for a property near Odessa Dr, Peanut Dr, S Watson St, W Mill St, E Mill St

No of claims2Your rates will become higher by $100 because of 2 past claims
Home value$130,500Your house is $47,700 costlier than the typical value in Gaddys
Age54In Gaddys 131 (10.0%) persons are between 50 to 54 years
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $50
Nearby agents : Jeff S Graves, 1025 Rockingham Rd, Rockingham, NC

$180 is your homeowners insurance for a property near W Chapel St, S Watson St, N W Railroad Ave, Neptune Dr, Robs Rd

No of Bedrooms3In Gaddys, 301 (50.6%) houses have 3 bedrooms
Marital StatusMarried, spouse absent80 (6.5%) individuals have the status of "Married, spouse absent" in Gaddys
No of Vehicles Available2You can avail a car & homeowners bundle insurance rebate of $70
Replacement Value$102,050$17,162 costlier than the median property replacement value in Gaddys
Nearby agents : D.T. Stone Insurance Services, 310 East 21St St., Lumberton, NC

$490 is your homeowners insurance for a property near E Mill St, W Chapel St, Peanut Dr, Robs Rd, Neptune Dr

Age55118 (9.0%) people are between 55 - 59 years in Gaddys
Replacement Value$134,550Your replacement cost is $44,478 costlier than the median property in Gaddys
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will save you $50
No of claims2Your 2 previous claims make your rate costlier by $100
Nearby agents : Dial Insurance, 311 W 3rd St, Pembroke, NC

$150 is your homeowners insurance for a property near S Watson St, Peanut Dr, E Mill St, Odessa Dr, Neptune Dr

No of Bedrooms3301 (50.6%) homes in Gaddys have 3 bedrooms
Marital StatusNever marriedIn Gaddys, 520 (46.8%) folks have the status of "Never married"
Home Constructed Year198048 (8.1%) houses in Gaddys were made between 1980 and 1989
Home value$83,500$700 more than the median property value in Gaddys
Nearby agents : Robeson Insurance Agency, Inc., 405 South Main Street #07, Fairmont, NC

$290 is your homeowners insurance for a property near E Mill St, Peanut Dr, Neptune Dr, N W Railroad Ave, S Watson St

Replacement Value$129,920$50,864 costlier than the average house replacement cost in Gaddys
No of Bedrooms3In Gaddys, 301 (50.6%) homes have 3 bedrooms
Deductible$500- $1000 Deductible$30 savings by going for a $500- $1000 Deductible
Credit ScoreFairCould have saved $120 on your home insurance in Gaddys with Excellent credit
Nearby agents : Olde Fayetteville Insurance & Financial Services, Inc., 201 Hay Street Suite 301, Fayetteville, NC

$230 is your homeowners insurance for a property near N W Railroad Ave, Peanut Dr, Odessa Dr, S Watson St, W Mill St

Home Constructed Year1931In Gaddys, 64 (10.8%) homes were constructed between 1920 and 1939
Marital StatusNever married"Never married" status is similar to that of 520 (46.8%) people in Gaddys
Deductible$500- $1000 DeductibleYou save $30 by opting for a $500- $1000 Deductible
No of Bedrooms3301 (50.6%) homes in Gaddys have 3 bedrooms
Nearby agents : Ed Miller, 2615 Raeford Rd, Fayetteville, NC

$290 is your homeowners insurance for a property near E Mill St, Peanut Dr, Neptune Dr, Odessa Dr, Robs Rd

No of Vehicles Available0Not eligible for discount
Home value$87,500Costlier by $4,700 compared to a median house in Gaddys
Age2670 (5.3%) individuals are between 25 - 29 years in Gaddys
No of Bedrooms3301 (50.6%) homes have 3 bedrooms in Gaddys
Nearby agents : Insurance Service Center - Lumberton, 522 Liberty Hill Rd., Lumberton, NC

$300 is your homeowners insurance for a property near E Mill St, W Chapel St, Odessa Dr, Neptune Dr, W Mill St

Home value$111,000Your house is $28,200 costlier than the median value in Gaddys
No of claims2Your 2 past claims make your premium costlier by $60
Credit ScoreFairSavings of $120 on your home insurance in Gaddys with Excellent credit
No of Vehicles Available3You can avail a car & homeowners consolidation insurance reduction of $110
Nearby agents : Cox Insurance Agency-Sag, 102 BILTMORE DRIVE, ROCKINGHAM, NC

$310 is your homeowners insurance for a property near E Mill St, Odessa Dr, N W Railroad Ave, State Rd 2494, Neptune Dr

Replacement Value$125,660Your replacement cost is $44,012 costlier than the typical home in Gaddys
Marital StatusNever married"Never married" status is similar to that of 520 (46.8%) folks in Gaddys
Home value$103,000$20,200 more than the average house cost in Gaddys
No of Bedrooms3301 (50.6%) properties have 3 bedrooms in Gaddys
Nearby agents : Danny Caddell, 915 S Main Street, Laurinburg, NC

$160 is your homeowners insurance for a property near Robs Rd, Odessa Dr, N W Railroad Ave, W Chapel St, Neptune Dr

Age66In Gaddys 132 (10.0%) individuals are between 65 to 66 years
No of Bedrooms3301 (50.6%) houses in Gaddys have 3 bedrooms
Credit ScoreExcellentYour superb credit grade makes it less expensive for you by $70
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $20
Nearby agents : Cottonwood Insurance Agency, Llc, 220-C Wintergreen Dr., Lumberton, NC

$300 is your homeowners insurance for a property near N W Railroad Ave, E Mill St, Neptune Dr, Peanut Dr, W Chapel St

Home value$101,000$18,200 costlier than typical property price in Gaddys
Deductible$500- $1000 Deductible$20 savings by opting for a $500- $1000 Deductible
No of claims1$30 higher rate because of 1 previous claims
Age49In Gaddys 94 (7.1%) individuals are between 45 to 49 years
Nearby agents : John Owen, 2020 Club Pond Rd, Raeford, NC

$420 is your homeowners insurance for a property near Odessa Dr, Peanut Dr, N W Railroad Ave, W Chapel St, State Rd 2494

Replacement Value$136,320$45,600 more than median home replacement cost in Gaddys
No of claims0Possibility of $130 discount because of no prior claims
No of Vehicles Available4 Because of possible auto & homeowners policy consolidation you are eligible for a $150 reduction
Age73In Gaddys 68 (5.2%) people are between 70 to 74 years
Nearby agents : Eia - Professional Insurance Agency Inc, 3413 NORTH MAIN STREET, HOPE MILLS, NC

$310 is your homeowners insurance for a property near Peanut Dr, Odessa Dr, State Rd 2494, Robs Rd, N W Railroad Ave

No of Vehicles Available4 Due to possible auto & home policy bundle you are eligible for a $110 concession
No of claims0You qualify for a no claims rebate of $100
Deductible$500- $1000 Deductible$500- $1000 Deductible lowers your rate by $20
Marital StatusMarried, spouse absentIn Gaddys, 80 (6.5%) folks have the status of "Married, spouse absent"
Nearby agents : Southeastern Insurance Service Llc, 214 Fairway Dr Ste B, FAYETTEVILLE, NC

$220 is your homeowners insurance for a property near E Mill St, Odessa Dr, N W Railroad Ave, Peanut Dr, S Watson St

Deductible$2500-$5000 DeductibleYou save $60 by going for a $2500-$5000 Deductible
No of claims1Your 1 previous claim makes your rate higher by $30
Home value$82,000$800 less than the median house price in Gaddys
Marital StatusNever married"Never married" status is similar to that of 520 (46.8%) people in Gaddys
Nearby agents : Abner Nash Group, Llc, 522 Peterson Drive, Lumberton, NC

$170 is your homeowners insurance for a property near Peanut Dr, E Mill St, Odessa Dr, State Rd 2494, W Mill St

Home value$86,500Costlier by $3,700 compared to a median house in Gaddys
No of Bedrooms3301 (50.6%) houses in Gaddys have 3 bedrooms
No of Vehicles Available2 Because of potential car & homeowners insurance bundle you can avail a $60 rebate
No of claims1$20 increase in rate because of 1 previous claims
Nearby agents : Freedom Insurance Agency, 4140-B Fayetteville Rd, Lumberton, NC

$360 is your homeowners insurance for a property near Neptune Dr, Robs Rd, N W Railroad Ave, State Rd 2494, Peanut Dr

Age71In Gaddys 68 (5.2%) persons are between 70 to 74 years
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could save you $40
Home value$127,000$44,200 costlier than typical home price in Gaddys
No of claims0Potential for $110 reduction because of no previous claims
Nearby agents : Herb Townes, 8175 Cliffdale Rd Suite 106, Fayetteville, NC

$220 is your homeowners insurance for a property near State Rd 2494, E Mill St, N W Railroad Ave, Odessa Dr, Robs Rd

Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $30
Age2377 (5.9%) folks are between 22 - 24 years in Gaddys
No of Vehicles Available1Request for an auto & homeowners policy bundle concession of $80
Home Constructed Year1943In Gaddys, 44 (7.4%) houses were made between 1940 and 1949
Nearby agents : Elite One Insurance, 206 S Main St, Tabor City, NC

$200 is your homeowners insurance for a property near Robs Rd, Odessa Dr, W Mill St, State Rd 2494, Neptune Dr

Deductible$500- $1000 Deductible$20 savings by choosing a $500- $1000 Deductible
No of claims1Your rates will become higher by $20 due to 1 prior claims
Credit ScoreFairProspective savings of $80 on your home insurance in Gaddys with Excellent credit
No of Bedrooms3301 (50.6%) houses have 3 bedrooms in Gaddys
Nearby agents : East Coast Insurance Services, 1010 Hope Mills Rd, Fayetteville, NC

$200 is your homeowners insurance for a property near E Mill St, S Watson St, Robs Rd, Neptune Dr, N W Railroad Ave

No of Vehicles Available1Request for an auto & home insurance bundle concession of $70
Home value$73,500Your house is $9,300 below the average price in Gaddys
Marital StatusNow married"Now married" status is similar to that of 430 (38.2%) folks in Gaddys
No of Bedrooms3301 (50.6%) properties in Gaddys have 3 bedrooms
Nearby agents : David Harling, 1117 Rockingham Rd, Rockingham, NC

$530 is your homeowners insurance for a property near State Rd 2494, E Mill St, Robs Rd, W Chapel St, Neptune Dr

No of claims3Your rates will increase by $160 because of 3 prior claims
Home Constructed Year198348 (8.1%) properties were made between 1980 and 1989 in Gaddys
No of Bedrooms3In Gaddys, 301 (50.6%) homes have 3 bedrooms
Credit ScorePoorA superb credit rating makes your premium lower by $130
Nearby agents : The Financial Center, 1220 ROCKINGHAM ROAD SUITE E, ROCKINGHAM, NC

$290 is your homeowners insurance for a property near E Mill St, W Chapel St, State Rd 2494, Robs Rd, S Watson St

Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $20
No of Bedrooms3301 (50.6%) houses in Gaddys have 3 bedrooms
Marital StatusMarried, spouse present"Married, spouse present" status is similar to that of 100 (8.6%) folks in Gaddys
No of Vehicles Available3You are eligible for a car & homeowners bundle insurance concession of $100
Nearby agents : Corbin Eddings, 305 Normal St, Pembroke, NC

$340 is your homeowners insurance for a property near State Rd 2494, W Mill St, Neptune Dr, E Mill St, Odessa Dr

No of Bedrooms3301 (50.6%) houses in Gaddys have 3 bedrooms
Age4271 (5.4%) persons aged between 40 and 44 in Gaddys
Credit ScoreExcellent$140 cheaper due to your great credit rating
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $40
Nearby agents : Michael L. Warren, 576 Executive Pl Ste 101, Fayetteville, NC

$200 is your homeowners insurance for a property near Odessa Dr, W Chapel St, Peanut Dr, E Mill St, Robs Rd

Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $50
Age52131 (10.0%) folks are between 50 - 54 years in Gaddys
No of claims1Your 1 previous claim makes your rate higher by $20
Credit ScoreExcellent$80 lower because of your excellent credit rating

$140 is your homeowners insurance for a property near Peanut Dr, E Mill St, Odessa Dr, N W Railroad Ave, State Rd 2494

Age4694 (7.1%) individuals aged between 45 and 49 in Gaddys
Home value$69,000$13,800 below the average property value in Gaddys
No of Bedrooms3301 (50.6%) houses in Gaddys have 3 bedrooms
No of Vehicles Available2You are eligible for an auto & homeowners consolidation policy discount of $50
Nearby agents : Lacy West Thomas Insurance, 700 West Broad Street, Elizabethtown, NC

$590 is your homeowners insurance for a property near E Mill St, Robs Rd, State Rd 2494, W Mill St, Odessa Dr

Age48In Gaddys 94 (7.1%) individuals are between 45 to 49 years
Marital StatusMarried, spouse absent"Married, spouse absent" status is similar to that of 80 (6.5%) individuals in Gaddys
Credit ScorePoor$140 costlier because your credit grade is not excellent
Home Constructed Year1990206 (34.6%) homes were constructed between 1990 and 1999 in Gaddys
Nearby agents : Dawkins & Associates Insurors, Inc., 870 Rd, Rockingham, NC

$190 is your homeowners insurance for a property near Peanut Dr, W Mill St, S Watson St, E Mill St, W Chapel St

Replacement Value$99,830$18,182 above the usual property replacement value in Gaddys
Home value$74,500Cheaper by $8,300 compared to an average property in Gaddys
Credit ScoreFairCould have saved $80 on your home insurance in Gaddys if you had Excellent credit
No of Vehicles Available2Ask for a car & home policy bundle reduction of $70
Nearby agents : Lavette Jones, 2151 Skibo Rd Ste 175, Fayetteville, NC