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Read how home insurance experts are helping Prospect, NC homeowners save money & get cheap home insurance.

Get Quotes From The Best & Compare

Each and every home insurance policy is unique & we illustrate how few scenarios influence rates in Prospect

Makes your home insurance higher Makes your home insurance lower

$550 is your homeowners insurance for a property near Darrell Dr, Allendale Dr, Wainwright Dr, State Rd 1515

Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $110
No of Vehicles Available4Ask for an auto & home policy bundle discount of $200
Home Constructed Year1942In Prospect, 15 (4.3%) properties were made between 1940 and 1949
No of claims2Your 2 past claims make your rate higher by $110
Nearby agents : Danny Caddell, 915 S Main Street, Laurinburg, NC

$380 is your homeowners insurance for a property near Privateroad 327 Rd, State Rd 1314, Oxendine School Rd, Johnny Rd, State Rd 1345

Deductible$1000-$2500 DeductibleYou save $70 by opting for a $1000-$2500 Deductible
Age6029 (3.4%) individuals aged between 60 and 61 in Prospect
Home Constructed Year1964101 (29.2%) houses in Prospect were built between 1960 and 1969
No of Bedrooms3182 (52.6%) properties in Prospect have 3 bedrooms
Nearby agents : John Owen, 2020 Club Pond Rd, Raeford, NC

$200 is your homeowners insurance for a property near State Rd 1515, Allendale Dr, Darrell Dr, Wainwright Dr

Replacement Value$104,145Costlier by $19,553 compared to the usual replacement price of a home in Prospect
Home value$79,500$7,000 costlier than typical property cost in Prospect
Deductible$1000-$2500 DeductibleYou save $30 by choosing a $1000-$2500 Deductible
No of Bedrooms3182 (52.6%) houses in Prospect have 3 bedrooms
Nearby agents : Bill Layne Insurance Agency Inc, 354 Wilson Rd, Sanford, NC

$470 is your homeowners insurance for a property near State Rd 1314, State Rd 1345, Privateroad 327 Rd, Oxendine School Rd, Nina Rd

Marital StatusNever married"Never married" status is similar to that of 320 (43.0%) people in Prospect
No of claims3Your premiums will increase by $140 because of 3 previous claims
Home Constructed Year200413 (3.8%) homes were constructed between 2000 and 2009 in Prospect
Home value$142,000$69,500 costlier than median property value in Prospect
Nearby agents : Miday Insurance Agency, 803 East 4Th Ave. , Red Springs, NC

$180 is your homeowners insurance for a property near State Rd 1515, Darrell Dr, Wainwright Dr, Allendale Dr

Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could save you $20
No of Vehicles Available1You are eligible for a car & home consolidation policy rebate of $70
Home value$50,500$22,000 cheaper than the median property cost in Prospect
Replacement Value$61,610Your replacement price is $19,872 less than typical house in Prospect
Nearby agents : Michael L. Warren, 7160 Albert St, Dublin, NC

$360 is your homeowners insurance for a property near Oxendine School Rd, Nina Rd, Johnny Rd, Privateroad 327 Rd, State Rd 1345

Home Constructed Year199842 (12.1%) properties in Prospect were built between 1990 and 1999
No of claims0Potential for $110 rebate due to no prior claims
Age36196 (22.8%) individuals are between 35 - 39 years in Prospect
Deductible$1000-$2500 Deductible$1000-$2500 Deductible lowers your rate by $70
Nearby agents : North Carolina Insurance Services, 925 E 4Th Ave , Red Springs, NC

$90 is your homeowners insurance for a property near Wainwright Dr, Darrell Dr, State Rd 1515, Allendale Dr

Deductible$500- $1000 DeductibleYou save $10 by going for a $500- $1000 Deductible
Home value$30,500Your house is $42,000 below the median cost in Prospect
Replacement Value$39,345Your replacement price is $38,405 less than typical home in Prospect
No of claims3$30 higher premium because of 3 past claims
Nearby agents : Michael Leach, 115 Westgate Dr Hwy 211 W, Pinehurst, NC

$570 is your homeowners insurance for a property near State Rd 1345, Oxendine School Rd, State Rd 1314, Johnny Rd, Privateroad 327 Rd

Deductible$500- $1000 Deductible$500- $1000 Deductible lowers your rate by $60
Home Constructed Year197896 (27.7%) houses in Prospect were built between 1970 and 1979
Home value$269,000$196,500 above the usual house cost in Prospect
Age4625 (2.9%) persons aged between 45 and 49 in Prospect
Nearby agents : Cain-Lockamy Insurance Group, Inc., 108 S. Gillespie Street, Elizabethtown, NC

$260 is your homeowners insurance for a property near State Rd 1515, Allendale Dr, Wainwright Dr, Darrell Dr

Age4043 (5.0%) people aged between 40 and 44 in Prospect
Home Constructed Year1965101 (29.2%) homes were constructed between 1960 and 1969 in Prospect
Marital StatusNever married"Never married" status is similar to that of 320 (43.0%) individuals in Prospect
Home value$108,500Costlier by $36,000 compared to a usual house in Prospect
Nearby agents : James Epps Agency Inc., 104 McReynolds St, Carthage, NC

$180 is your homeowners insurance for a property near State Rd 1515, Darrell Dr, Allendale Dr, Wainwright Dr

Deductible$500- $1000 DeductibleYou save $20 by choosing a $500- $1000 Deductible
No of Vehicles Available0Not eligible for discount
No of Bedrooms3In Prospect, 182 (52.6%) properties have 3 bedrooms
Marital StatusNever married"Never married" status is similar to that of 320 (43.0%) persons in Prospect
Nearby agents : First Casualty Insurance Agency Inc, 190-A TURNER ST, SOUTHERN PINES, NC

$950 is your homeowners insurance for a property near Darrell Dr, State Rd 1515, Allendale Dr, Wainwright Dr

Replacement Value$189,440Costlier by $102,982 compared to the median replacement cost of a house in Prospect
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could make your rate cheaper by $100
Home value$148,000Your house is $75,500 above the average cost in Prospect
No of claims2Your premiums will become higher by $190 due to 2 previous claims
Nearby agents : Tyson Insurance Agency, Llc, 1736 Morven Rd, Wadesboro, NC

$240 is your homeowners insurance for a property near Wainwright Dr, State Rd 1515, Darrell Dr, Allendale Dr

Replacement Value$107,690Your replacement value is $33,050 above the average property in Prospect
No of claims0You qualify for a no claims concession of $80
No of Bedrooms3182 (52.6%) houses in Prospect have 3 bedrooms
Home value$89,000Costlier by $16,500 compared to a typical property in Prospect
Nearby agents : Statewide Insurance Consultants, Inc., Po Box 5447, Pinehurst, NC

$210 is your homeowners insurance for a property near Wainwright Dr, State Rd 1515, Allendale Dr, Darrell Dr

Home value$92,000Costlier by $19,500 compared to an average property in Prospect
Age38In Prospect 196 (22.8%) persons are between 35 to 39 years
Replacement Value$114,080Costlier by $28,866 compared to the usual replacement value of a home in Prospect
Marital StatusMarried, spouse present110 (14.9%) individuals have the status of "Married, spouse present" in Prospect
Nearby agents : Clyde Shepley, 11190 N US Hwy 15 501, Aberdeen, NC

$460 is your homeowners insurance for a property near Darrell Dr, Wainwright Dr, Allendale Dr, State Rd 1515

Age35196 (22.8%) people aged between 35 and 39 in Prospect
Deductible$1000-$2500 Deductible$120 savings by going for a $1000-$2500 Deductible
Marital StatusSeparated"Separated" status is similar to that of 40 (4.5%) folks in Prospect
No of Vehicles Available2Request for a car & home insurance consolidation reduction of $160
Nearby agents : Michael Glick Agency Inc, 505 Atkinson St, Laurinburg, NC

$350 is your homeowners insurance for a property near State Rd 1515, Wainwright Dr, Allendale Dr, Darrell Dr

Home value$101,500$29,000 more than the average property price in Prospect
Credit ScoreFairCould have saved $140 on your home insurance in Prospect with Excellent credit
Home Constructed Year1967101 (29.2%) homes in Prospect were made between 1960 and 1969
No of claims1Your 1 past claim makes your rate more expensive by $40
Nearby agents : Hometown Insurance Agency, Inc., 112 N Main St, Raeford, NC

$280 is your homeowners insurance for a property near Darrell Dr, Allendale Dr, State Rd 1515, Wainwright Dr

Home Constructed Year197796 (27.7%) houses in Prospect were made between 1970 and 1979
Home value$143,000Costlier by $70,500 compared to a usual home in Prospect
Replacement Value$195,910$111,940 more than typical property replacement cost in Prospect
Age4343 (5.0%) people aged between 40 and 44 in Prospect
Nearby agents : Dial Insurance, 311 West 3Rd Street, Pembroke, NC

$170 is your homeowners insurance for a property near State Rd 1515, Darrell Dr, Wainwright Dr, Allendale Dr

Credit ScoreExcellent$70 cheaper because of your great credit score
No of Vehicles Available1You qualify for an auto & homeowners consolidation insurance discount of $60
Replacement Value$110,085Costlier by $24,871 compared to the median replacement cost of a house in Prospect
No of Bedrooms3182 (52.6%) properties in Prospect have 3 bedrooms
Nearby agents : Sherry L Cupstid, 117 West 3Rd Ave., Red Springs, NC

$510 is your homeowners insurance for a property near Darrell Dr, Wainwright Dr, Allendale Dr, State Rd 1515

Home value$100,500Your property is $28,000 more than the typical price in Prospect
Credit ScorePoor$120 more expensive because your credit grade is not superb
No of Bedrooms3In Prospect, 182 (52.6%) houses have 3 bedrooms
Home Constructed Year195014 (4.0%) houses in Prospect were constructed between 1950 and 1959
Nearby agents : Cox Insurance Agency, 102 Biltmore Drive, Rockingham, NC

$260 is your homeowners insurance for a property near Allendale Dr, Wainwright Dr, Darrell Dr, State Rd 1515

No of Vehicles Available0Not eligible for discount
No of claims2Your 2 previous claims make your premium higher by $60
Home value$122,500$50,000 more than the average home cost in Prospect
Credit ScoreFairSavings of $110 on your home insurance in Prospect if you had Excellent credit
Nearby agents : Wade S Dunbar Insurance Agency, 800 ATKINSON ST, LAURINBURG, NC

$160 is your homeowners insurance for a property near State Rd 1515, Allendale Dr, Darrell Dr, Wainwright Dr

Home Constructed Year2005In Prospect, 13 (3.8%) properties were constructed between 2000 and 2009
No of Bedrooms3182 (52.6%) properties have 3 bedrooms in Prospect
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $20
Home value$69,000Your property is $3,500 below the typical price in Prospect
Nearby agents : David Hall, 4140 Ramsey St Ste 103, Fayetteville, NC

$220 is your homeowners insurance for a property near Darrell Dr, Allendale Dr, State Rd 1515, Wainwright Dr

No of claims0You can avail a no claims reduction of $70
No of Bedrooms3182 (52.6%) homes in Prospect have 3 bedrooms
No of Vehicles Available0Not eligible for discount
Home value$98,500Your house is $26,000 more than the typical value in Prospect
Nearby agents : Carthage Insurance, 303 Monroe St, Carthage, NC

$280 is your homeowners insurance for a property near Darrell Dr, State Rd 1515, Allendale Dr, Wainwright Dr

No of Bedrooms3In Prospect, 182 (52.6%) properties have 3 bedrooms
Home Constructed Year194415 (4.3%) houses in Prospect were made between 1940 and 1949
Marital StatusWidowed"Widowed" status is similar to that of 110 (13.8%) individuals in Prospect
Home value$109,000Costlier by $36,500 compared to a usual home in Prospect
Nearby agents : Southeast Properties Of Columbus, Llc Dba Southeast Tax & Ins, 433 S Madison St, Whiteville, NC

$340 is your homeowners insurance for a property near Allendale Dr, Darrell Dr, Wainwright Dr, State Rd 1515

No of Vehicles Available1 Because of possible auto & home insurance consolidation you are entitled to a $120 rebate
Credit ScorePoorA superb credit rating makes your rate cheaper by $80
No of claims1$40 higher premium because of 1 previous claims
Home Constructed Year1961101 (29.2%) homes in Prospect were made between 1960 and 1969
Nearby agents : Sanford Risk Services, Inc., 628 Rocky Fork Church Rd , Sanford, NC

$190 is your homeowners insurance for a property near State Rd 1515, Allendale Dr, Wainwright Dr, Darrell Dr

No of Bedrooms3182 (52.6%) houses in Prospect have 3 bedrooms
No of claims0Potential for $60 reduction because of no past claims
Replacement Value$93,000Your replacement value is $6,542 more than the average home in Prospect
Age7528 (3.3%) persons aged between 75 and 79 in Prospect
Nearby agents : Dan Mcguire, 222 N McPherson Church Rd, Fayetteville, NC

$550 is your homeowners insurance for a property near State Rd 1515, Allendale Dr, Darrell Dr, Wainwright Dr

Credit ScorePoorA great credit grade makes your premium less costlier by $130
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) could make your rate cheaper by $60
No of Bedrooms3182 (52.6%) properties have 3 bedrooms in Prospect
No of claims1Your 1 past claim makes your rate higher by $60
Nearby agents : Hutsell Realty & Insurance, 1116 Nc Hwy 24/87 , Cameron, NC

$420 is your homeowners insurance for a property near Wainwright Dr, Allendale Dr, State Rd 1515, Darrell Dr

Marital StatusWidowed"Widowed" status is similar to that of 110 (13.8%) persons in Prospect
No of Bedrooms3182 (52.6%) properties have 3 bedrooms in Prospect
Home Constructed Year1947In Prospect, 15 (4.3%) properties were made between 1940 and 1949
No of claims0Possibility of $130 reduction due to no prior claims
Nearby agents : Bb&T Insurance Services Inc, 439 RAMSEY ST, FAYETTEVILLE, NC

$320 is your homeowners insurance for a property near Allendale Dr, Wainwright Dr, State Rd 1515, Darrell Dr

Deductible$500- $1000 DeductibleYou save $30 by opting for a $500- $1000 Deductible
Age5537 (4.3%) folks aged between 55 and 59 in Prospect
Marital StatusNever marriedIn Prospect, 320 (43.0%) persons have the status of "Never married"
Home value$103,000Costlier by $30,500 compared to a typical home in Prospect
Nearby agents : Britt Insurance Agency Inc, 1220 East Caswell Street, Wadesboro, NC

$520 is your homeowners insurance for a property near Darrell Dr, Allendale Dr, State Rd 1515, Wainwright Dr

Home Constructed Year198665 (18.8%) homes in Prospect were constructed between 1980 and 1989
No of Vehicles Available1 Because of possible auto & homeowners insurance consolidation you can avail a $190 reduction
No of Bedrooms3In Prospect, 182 (52.6%) homes have 3 bedrooms
Marital StatusNever married320 (43.0%) people have the status of "Never married" in Prospect
Nearby agents : J. Brad Hurley, 4300 Raeford Rd, Fayetteville, NC

$210 is your homeowners insurance for a property near Wainwright Dr, Allendale Dr, State Rd 1515, Darrell Dr

Age6029 (3.4%) persons are between 60 - 61 years in Prospect
Credit ScoreFairCould have saved $90 on your home insurance in Prospect if you had Excellent credit
No of Bedrooms3182 (52.6%) houses have 3 bedrooms in Prospect
No of Vehicles Available0Not eligible for discount
Nearby agents : Insurance Service Center - Sanford, 335 Wilson Rd., Sanford, NC

$380 is your homeowners insurance for a property near Wainwright Dr, State Rd 1515, Allendale Dr, Darrell Dr

Marital StatusWidowedIn Prospect, 110 (13.8%) folks have the status of "Widowed"
No of claims0Ask for a no claims reduction of $120
No of Vehicles Available0Not eligible for discount
Age75In Prospect 28 (3.3%) people are between 75 to 79 years
Nearby agents : Kiley Egan, 419 Owen Dr, Fayetteville, NC

$230 is your homeowners insurance for a property near Darrell Dr, Wainwright Dr, Allendale Dr, State Rd 1515

Age6029 (3.4%) folks are between 60 - 61 years in Prospect
No of Vehicles Available1Look for an auto & homeowners policy consolidation discount of $80
No of Bedrooms3In Prospect, 182 (52.6%) properties have 3 bedrooms
Home value$90,000$17,500 costlier than usual house cost in Prospect
Nearby agents : E. H. Alexander Insurance & Realty, 118 W. 4Th Avenue , Red Springs, NC

$460 is your homeowners insurance for a property near Wainwright Dr, State Rd 1515, Darrell Dr, Allendale Dr

Home value$81,500Costlier by $9,000 compared to an average house in Prospect
No of Bedrooms3182 (52.6%) houses have 3 bedrooms in Prospect
Marital StatusNever married320 (43.0%) persons have the status of "Never married" in Prospect
Deductible$500- $1000 Deductible$50 savings by opting for a $500- $1000 Deductible
Nearby agents : Morehead Insurance & Financial Services Inc, 318 South Lawrence Street, Rockingham, NC

$550 is your homeowners insurance for a property near Allendale Dr, Wainwright Dr, Darrell Dr, State Rd 1515

No of claims2Your 2 prior claims make your premium higher by $110
Home value$105,000Your house is $32,500 more than the typical value in Prospect
No of Vehicles Available2 Due to possible car & home insurance consolidation you can avail a $200 rebate
Marital StatusSeparated"Separated" status is similar to that of 40 (4.5%) individuals in Prospect
Nearby agents : Ins Service Center Of Fayetteville Inc, 3820 RAEFORD RD, FAYETTEVILLE, NC

$230 is your homeowners insurance for a property near Allendale Dr, Darrell Dr, State Rd 1515, Wainwright Dr

No of claims2$50 increase in rate because of 2 previous claims
Marital StatusMarried, spouse absentIn Prospect, 80 (10.4%) people have the status of "Married, spouse absent"
Home Constructed Year1968In Prospect, 101 (29.2%) properties were made between 1960 and 1969
Home value$83,500Your property is $11,000 above the usual value in Prospect
Nearby agents : Andy W Bleggi, 121 W Elwood Ave, Raeford, NC

$480 is your homeowners insurance for a property near Allendale Dr, Darrell Dr, Wainwright Dr, State Rd 1515

Age46In Prospect 25 (2.9%) people are between 45 to 49 years
No of claims2$100 increase in rate because of 2 prior claims
Deductible$500- $1000 Deductible$30 savings by choosing a $500- $1000 Deductible
Home Constructed Year195014 (4.0%) homes in Prospect were constructed between 1950 and 1959
Nearby agents : Stanley K Beck, 150 Magnolia Square Ct, Aberdeen, NC