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Read how home insurance experts are helping Smiths, NC homeowners save money & get cheap home insurance.

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Every home insurance policy is distinct & we show how some needs influence rates in Smiths

Makes your home insurance higher Makes your home insurance lower

$410 is your homeowners insurance for a property near Timothy Dr, Highland Game Rd, Garner St, Wayside Dr

Home value$140,500$75,000 more than the median home value in Smiths
Marital StatusNever married2,360 (47.1%) folks have the status of "Never married" in Smiths
Credit ScoreFairCould have saved $170 on your home insurance in Smiths if you had Excellent credit
No of Vehicles Available3You are eligible for a car & home bundle insurance discount of $150
Nearby agents : John Owen, 2020 Club Pond Rd, Raeford, NC

$300 is your homeowners insurance for a property near State Rd 1359, Melinda Rd, Muncy Dr, Pumpkins Rd, Lois Ann Dr

Replacement Value$96,600$18,864 more than median property replacement cost in Smiths
Deductible$1000-$2500 DeductibleYou save $60 by choosing a $1000-$2500 Deductible
No of claims2Your 2 prior claims make your premium higher by $60
Marital StatusSeparated40 (0.7%) people have the status of "Separated" in Smiths
Nearby agents : Lee-Moore Insurance Agency, Inc., 301 D Main St, broadway, NC

$520 is your homeowners insurance for a property near Highland Game Rd, Timothy Dr, Garner St, Wayside Dr

Home Constructed Year1973In Smiths, 439 (18.7%) properties were constructed between 1970 and 1979
Deductible$500- $1000 DeductibleYou save $30 by opting for a $500- $1000 Deductible
No of Vehicles Available0Not eligible for discount
Marital StatusMarried, spouse absent360 (7.1%) persons have the status of "Married, spouse absent" in Smiths
Nearby agents : Stanley K Beck, 125 Middleton St, Robbins, NC

$230 is your homeowners insurance for a property near Muncy Dr, State Rd 1359, Melinda Rd, Lois Ann Dr, Pumpkins Rd

Credit ScorePoorA superb credit grade makes your rate cheaper by $60
No of Vehicles Available2You are entitled to a car & home bundle policy discount of $80
Home Constructed Year1999584 (24.9%) properties were constructed between 1990 and 1999 in Smiths
Marital StatusWidowed420 (8.2%) individuals have the status of "Widowed" in Smiths
Nearby agents : Wade S. Dunbar Agency, 800 Atkinson St, Laurinburg, NC

$190 is your homeowners insurance for a property near Timothy Dr, Garner St, Highland Game Rd, Wayside Dr

Marital StatusNever married"Never married" status is similar to that of 2,360 (47.1%) folks in Smiths
Age58491 (7.3%) people aged between 55 and 59 in Smiths
No of Vehicles Available4 Because of possible auto & home insurance consolidation you are eligible for a $70 rebate
Home Constructed Year1957In Smiths, 94 (4.0%) homes were constructed between 1950 and 1959
Nearby agents : Andy W. Bleggi, 1222 Atkinson St, Laurinburg, NC

$480 is your homeowners insurance for a property near Muncy Dr, Pumpkins Rd, State Rd 1359, Melinda Rd, Lois Ann Dr

Home value$215,000Costlier by $149,500 compared to an average property in Smiths
Marital StatusNever marriedIn Smiths, 2,360 (47.1%) individuals have the status of "Never married"
No of claims3Your 3 prior claims make your premium more expensive by $150
Age29549 (8.2%) persons are between 25 - 29 years in Smiths
Nearby agents : Cree Parker, 107 E Wade St Ste B, Wadesboro, NC

$310 is your homeowners insurance for a property near Timothy Dr, Garner St, Highland Game Rd, Wayside Dr

Marital StatusNever married"Never married" status is similar to that of 2,360 (47.1%) individuals in Smiths
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could save you $30
No of Bedrooms18 (0.3%) houses in Smiths have 1 bedrooms
Home value$51,500Your house is $14,000 less than the typical price in Smiths
Nearby agents : Highland Insurance Agency, Inc., 2545 Ravenhill Dr, Suite 101, Fayetteville, NC

$790 is your homeowners insurance for a property near Melinda Rd, Muncy Dr, Jude Rd, Pumpkins Rd, State Rd 1359

Replacement Value$241,395Your replacement cost is $158,603 above the average house in Smiths
Marital StatusNow married"Now married" status is similar to that of 1,970 (39.4%) people in Smiths
Credit ScorePoorNot having a superb credit grade makes your rate by $190
Home Constructed Year2003319 (13.6%) houses in Smiths were made between 2000 and 2009
Nearby agents : Lee-Moore Insurance Agency, Inc., 4319 7 Lakes Plz , West End, NC

$340 is your homeowners insurance for a property near Highland Game Rd, Garner St, Wayside Dr, Timothy Dr

Replacement Value$146,730Costlier by $53,390 compared to the typical replacement cost of a home in Smiths
Credit ScoreFairProspective savings of $140 on your home insurance in Smiths if you had Excellent credit
No of claims3$110 higher rate because of 3 past claims
No of Bedrooms31,295 (55.2%) homes in Smiths have 3 bedrooms
Nearby agents : Brett Herrmann, 2323 Bragg Blvd, Fayetteville, NC

$320 is your homeowners insurance for a property near Garner St, Timothy Dr, Highland Game Rd, Wayside Dr

Marital StatusNever married2,360 (47.1%) individuals have the status of "Never married" in Smiths
Home value$111,500Your house is $46,000 more than the average value in Smiths
No of Bedrooms31,295 (55.2%) houses have 3 bedrooms in Smiths
Replacement Value$142,720Your replacement price is $55,124 costlier than the typical property in Smiths
Nearby agents : Wade S. Dunbar Agency Inc, 2296 N C Highway 5 Ste A, Aberdeen, NC

$260 is your homeowners insurance for a property near Timothy Dr, Highland Game Rd, Garner St, Wayside Dr

Age45291 (4.3%) persons are between 45 - 49 years in Smiths
Replacement Value$170,275Costlier by $80,525 compared to the typical replacement cost of a home in Smiths
No of Vehicles Available0Not eligible for discount
No of claims0Request for a no claims concession of $80
Nearby agents : E. H. Alexander Insurance & Realty, 118 W. 4Th Avenue , Red Springs, NC

$260 is your homeowners insurance for a property near Timothy Dr, Wayside Dr, Highland Game Rd, Garner St

Age34507 (7.5%) persons are between 30 - 34 years in Smiths
Replacement Value$122,760Your replacement price is $22,958 costlier than the median property in Smiths
Home value$93,000Your property is $27,500 costlier than the median cost in Smiths
No of claims0You qualify for a no claims discount of $80
Nearby agents : Arthur J Gallagher Risk Management Services, Inc, 1333 Morganton Rd #202, Fayetteville, NC

$610 is your homeowners insurance for a property near Garner St, Wayside Dr, Highland Game Rd, Timothy Dr

No of Bedrooms3In Smiths, 1,295 (55.2%) homes have 3 bedrooms
Home Constructed Year1971439 (18.7%) properties in Smiths were made between 1970 and 1979
Replacement Value$162,675Your replacement cost is $67,899 above the average home in Smiths
No of Vehicles Available2You can avail a car & homeowners bundle insurance concession of $210
Nearby agents : Jay Childress, 2206 S Horner Blvd, Sanford, NC

$270 is your homeowners insurance for a property near Timothy Dr, Wayside Dr, Highland Game Rd, Garner St

Replacement Value$140,220Your replacement cost is $48,316 costlier than the usual house in Smiths
No of claims1Your rates will become higher by $30 because of 1 prior claims
Age31507 (7.5%) persons aged between 30 and 34 in Smiths
No of Bedrooms31,295 (55.2%) homes in Smiths have 3 bedrooms
Nearby agents : Mark Maynor, 1781a S Main St, Laurinburg, NC

$210 is your homeowners insurance for a property near Wayside Dr, Garner St, Highland Game Rd, Timothy Dr

No of Vehicles Available2 Because of possible auto & home insurance consolidation you can avail a $80 discount
Marital StatusNever marriedIn Smiths, 2,360 (47.1%) people have the status of "Never married"
No of Bedrooms31,295 (55.2%) houses in Smiths have 3 bedrooms
Home value$80,500Costlier by $15,000 compared to an average house in Smiths
Nearby agents : Harris & Company, 110 South Moore Street, Sanford, NC

$400 is your homeowners insurance for a property near Garner St, Wayside Dr, Highland Game Rd, Timothy Dr

Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could make your rate cheaper by $40
Marital StatusNever married2,360 (47.1%) persons have the status of "Never married" in Smiths
Age62In Smiths 141 (2.1%) people are between 62 to 64 years
Home value$121,500$56,000 more than the typical home value in Smiths
Nearby agents : Jeff S Graves, 1025 Rockingham Rd, Rockingham, NC

$430 is your homeowners insurance for a property near Highland Game Rd, Wayside Dr, Timothy Dr, Garner St

Credit ScorePoorA great credit score makes your rate less expensive by $100
No of Vehicles Available1You qualify for a car & home consolidation insurance concession of $150
Age46291 (4.3%) individuals are between 45 - 49 years in Smiths
Marital StatusWidowed420 (8.2%) folks have the status of "Widowed" in Smiths
Nearby agents : Southeastern Insurance Service Llc, 214 Fairway Drive Suite B, Fayetteville, NC

$340 is your homeowners insurance for a property near Garner St, Timothy Dr, Highland Game Rd, Wayside Dr

Credit ScoreExcellentYour excellent credit rating saves you $140
No of claims2Your 2 prior claims make your rate more expensive by $70
Replacement Value$142,200Your replacement price is $53,168 above the average house in Smiths
Home value$118,500Your home is $53,000 above the typical price in Smiths
Nearby agents : Anson Real Estate & Ins Co, 307 W MORGAN ST, WADESBORO, NC

$270 is your homeowners insurance for a property near Garner St, Wayside Dr, Timothy Dr, Highland Game Rd

Credit ScoreFairCould have saved $110 on your home insurance in Smiths with Excellent credit
No of Vehicles Available3 Because of potential car & homeowners policy bundle you are entitled to a $100 discount
No of claims1$30 higher rate because of 1 previous claims
Home Constructed Year1979In Smiths, 439 (18.7%) properties were made between 1970 and 1979
Nearby agents : Andy W Bleggi, 121 W. Elwood Rd, Raeford, NC

$600 is your homeowners insurance for a property near Wayside Dr, Timothy Dr, Garner St, Highland Game Rd

Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $60
Age64141 (2.1%) folks aged between 62 and 64 in Smiths
Marital StatusMarried, spouse absent360 (7.1%) individuals have the status of "Married, spouse absent" in Smiths
Credit ScorePoorNot having an excellent credit score makes your rate by $140
Nearby agents : Jared Spencer, 131 Charlotte Ave Ste 104, Sanford, NC

$290 is your homeowners insurance for a property near Timothy Dr, Garner St, Highland Game Rd, Wayside Dr

Credit ScorePoorA great credit grade makes your premium cheaper by $70
No of Bedrooms31,295 (55.2%) homes have 3 bedrooms in Smiths
Home value$65,500
Replacement Value$83,185Cheaper by $16,617 compared to the median replacement cost of a home in Smiths
Nearby agents : Pinehurst Insurance, 94 Aviemore Drive, Pinehurst, NC

$450 is your homeowners insurance for a property near Timothy Dr, Garner St, Highland Game Rd, Wayside Dr

Deductible$2500-$5000 DeductibleYou save $190 by going for a $2500-$5000 Deductible
Age32In Smiths 507 (7.5%) folks are between 30 to 34 years
Marital StatusSeparated40 (0.7%) folks have the status of "Separated" in Smiths
No of claims0Ask for a no claims rebate of $140
Nearby agents : The Mgn Company Dba The Insurance Center, 145 W. Vermont Avenue , Southern Pines, NC

$460 is your homeowners insurance for a property near Wayside Dr, Timothy Dr, Garner St, Highland Game Rd

No of claims1Your 1 past claim makes your premium costlier by $50
Home Constructed Year195194 (4.0%) properties were constructed between 1950 and 1959 in Smiths
Credit ScorePoorAn excellent credit score makes your premium lower by $110
No of Bedrooms3In Smiths, 1,295 (55.2%) properties have 3 bedrooms
Nearby agents : Freedom Insurance Agency, 4140-B Fayetteville Rd, Lumberton, NC

$220 is your homeowners insurance for a property near Highland Game Rd, Garner St, Wayside Dr, Timothy Dr

Marital StatusNever married"Never married" status is similar to that of 2,360 (47.1%) individuals in Smiths
Home Constructed Year1938In Smiths, 46 (2.0%) homes were built between 1920 and 1939
Age63141 (2.1%) individuals are between 62 - 64 years in Smiths
No of Vehicles Available3 Because of potential car & home policy consolidation you can avail a $80 rebate
Nearby agents : Insurance Service Center - Lumberton, 522 Liberty Hill Rd., Lumberton, NC

$180 is your homeowners insurance for a property near Garner St, Timothy Dr, Wayside Dr, Highland Game Rd

Credit ScoreExcellent$80 lower due to your superb credit rating
No of Vehicles Available4 Due to potential auto & homeowners policy bundle you are eligible for a $70 reduction
Replacement Value$112,590Your replacement cost is $24,276 more than the typical property in Smiths
Deductible$2500-$5000 DeductibleYou save $60 by choosing a $2500-$5000 Deductible
Nearby agents : Sanford Insurance Center, Inc., 1722 S Horner Blvd, Sanford, NC

$300 is your homeowners insurance for a property near Highland Game Rd, Timothy Dr, Wayside Dr, Garner St

Home Constructed Year1996584 (24.9%) properties were constructed between 1990 and 1999 in Smiths
No of Bedrooms31,295 (55.2%) properties have 3 bedrooms in Smiths
Age72In Smiths 189 (2.8%) folks are between 70 to 74 years
Credit ScoreFairCould have saved $120 on your home insurance in Smiths if you had Excellent credit
Nearby agents : Darden Miranda & Associates Insurance, 3007 Fort Bragg Road Suite 1, Fayetteville, NC

$310 is your homeowners insurance for a property near Timothy Dr, Highland Game Rd, Garner St, Wayside Dr

No of Bedrooms3In Smiths, 1,295 (55.2%) homes have 3 bedrooms
Credit ScorePoorNot having an excellent credit grade makes your premium by $80
Replacement Value$83,640Cheaper by $2,520 compared to the usual replacement price of a home in Smiths
Age50395 (5.9%) people aged between 50 and 54 in Smiths
Nearby agents : Morehead Insurance & Financial Services Inc, 318 South Lawrence Street, Rockingham, NC

$260 is your homeowners insurance for a property near Wayside Dr, Highland Game Rd, Timothy Dr, Garner St

Home value$111,000$45,500 costlier than typical home cost in Smiths
Age28549 (8.2%) persons aged between 25 and 29 in Smiths
Marital StatusNever married2,360 (47.1%) individuals have the status of "Never married" in Smiths
Home Constructed Year1967342 (14.6%) houses were constructed between 1960 and 1969 in Smiths
Nearby agents : Lacy West Ins Agency, 700 West Broad Street, Elizabethtown, NC

$860 is your homeowners insurance for a property near Garner St, Wayside Dr, Highland Game Rd, Timothy Dr

Deductible$500- $1000 Deductible$90 savings by choosing a $500- $1000 Deductible
Credit ScorePoor$200 higher because your credit score is not superb
No of Bedrooms31,295 (55.2%) properties have 3 bedrooms in Smiths
Marital StatusNow married1,970 (39.4%) folks have the status of "Now married" in Smiths
Nearby agents : Corbin Eddings, 305 Normal St, Pembroke, NC

$410 is your homeowners insurance for a property near Garner St, Highland Game Rd, Wayside Dr, Timothy Dr

Deductible$500- $1000 DeductibleYou save $30 by opting for a $500- $1000 Deductible
Home Constructed Year1990584 (24.9%) properties in Smiths were constructed between 1990 and 1999
Marital StatusWidowed420 (8.2%) individuals have the status of "Widowed" in Smiths
Age47In Smiths 291 (4.3%) folks are between 45 to 49 years
Nearby agents : Mid-Atlantic Insurance Services, 2190 Hwy 401 Bus, Raeford, NC

$290 is your homeowners insurance for a property near Highland Game Rd, Garner St, Wayside Dr, Timothy Dr

Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $60
Age44392 (5.8%) individuals are between 40 - 44 years in Smiths
No of claims1Your rates will become higher by $30 due to 1 past claims
Replacement Value$132,225Costlier by $38,167 compared to the median replacement value of a home in Smiths
Nearby agents : Wade S Dunbar Insurance Agency, 800 ATKINSON ST, LAURINBURG, NC

$550 is your homeowners insurance for a property near Wayside Dr, Highland Game Rd, Timothy Dr, Garner St

Credit ScorePoorAn excellent credit score makes your premium less expensive by $130
Home Constructed Year195694 (4.0%) houses in Smiths were built between 1950 and 1959
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $240
Marital StatusSeparated40 (0.7%) persons have the status of "Separated" in Smiths
Nearby agents : Currie Insurance Agency Inc, 115 W 3Rd Ave , Red Springs, NC

$310 is your homeowners insurance for a property near Wayside Dr, Highland Game Rd, Timothy Dr, Garner St

Deductible$2500-$5000 DeductibleYou save $110 by opting for a $2500-$5000 Deductible
Marital StatusNever married2,360 (47.1%) individuals have the status of "Never married" in Smiths
Age40392 (5.8%) folks aged between 40 and 44 in Smiths
Credit ScoreFairProspective savings of $130 on your home insurance in Smiths with Excellent credit

$250 is your homeowners insurance for a property near Highland Game Rd, Timothy Dr, Wayside Dr, Garner St

Replacement Value$152,070$57,294 more than usual house replacement value in Smiths
Home Constructed Year1971In Smiths, 439 (18.7%) properties were built between 1970 and 1979
No of Vehicles Available3You are eligible for an auto & home bundle policy reduction of $90
Marital StatusNever married"Never married" status is similar to that of 2,360 (47.1%) individuals in Smiths
Nearby agents : T M Moore & Associates, 6257-5 RAEFORD ROAD, FAYETTEVILLE, NC

$300 is your homeowners insurance for a property near Wayside Dr, Garner St, Highland Game Rd, Timothy Dr

No of Vehicles Available3You qualify for a car & homeowners bundle policy rebate of $110
Deductible$500- $1000 DeductibleYou save $30 by going for a $500- $1000 Deductible
Credit ScoreFairProspective savings of $120 on your home insurance in Smiths with Excellent credit
Replacement Value$133,750$40,410 more than typical house replacement cost in Smiths
Nearby agents : Brian Hicks, 6791 Overhills Rd, Spring Lake, NC

$250 is your homeowners insurance for a property near Highland Game Rd, Wayside Dr, Timothy Dr, Garner St

Age30507 (7.5%) persons aged between 30 and 34 in Smiths
No of Vehicles Available1Request for a car & homeowners policy consolidation rebate of $90
No of Bedrooms31,295 (55.2%) homes in Smiths have 3 bedrooms
Credit ScoreFairProspective savings of $100 on your home insurance in Smiths if you had Excellent credit
Nearby agents : The Financial Center, 1220 ROCKINGHAM ROAD SUITE E, ROCKINGHAM, NC